Investment Loan Advisor
WestPac Lending

Michael Rivas is an experienced investment loan advisor with WestPac Lending, offering over eleven years of expertise in investment property and residential mortgage financing. Licensed to work in California and 42 additional states, Michael helps real estate investors and homeowners secure flexible, strategic loan solutions tailored to today’s market.

He specializes in Fix & Flip loans, DSCR loans, Bank Statement programs, and non-QM financing, with in-depth knowledge of 1–10 unit property financing. Michael regularly assists clients with investment property purchases, refinances, and cash-out strategies, as well as primary residence home purchases and refinances, particularly for self-employed and non-traditional borrowers.

Known for his efficiency, responsiveness, and ability to close quickly, Michael works closely with clients to simplify complex loan scenarios and keep transactions on track. His extensive multi-state lending experience, combined with a deep understanding of investment property financing and residential mortgages, makes him a trusted advisor for clients looking to grow real estate portfolios or achieve homeownership with confidence.