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Midwest and South Regions:
Fast Funding for Real Estate Investors

Get the financial backing you need to turn a property with potential into a real gem. Discover our Fix & Flip home loans today.

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What type of property are you financing?
What type of property are you financing?

Turn that fixer-upper into a dream home with our Fix & Flip Loans.

For New Investors and Those Who Need Quick Closing with Minimal Documentation

Need quick capital for your next investment property?

Our Fix & Flip loans are designed for new and experienced investors who need fast closings, minimal documentation, and flexible funding terms.

Close in as little as 3-4 days (depending on title).

    • Loan Amounts: no min, $1m max (other products I have higher loan limits)
    • Max LTC: 90%, 100% of rehab financed, 75% ARV
    • Min FICO: No Credit is ran, not even a soft pull
    • Rate: Speak with a Loan Officer – interest only (non-dutch)
    • Points: 3.5pts ($4,750 min origination, NO ADDITIONAL JUNK FEES!)
    • Additional Fee: $250 legal fee (usually waived)
    • Prepayment Penalty: no prepay
    • NO draw fees and NO draw schedules
    • Interest Payments: only on funds drawn
    • Non-Recourse Loan
    • Funds Needed: 10% down payment + closing costs (6mos interest reserves and 25% of rehab budget to be verified by time of closing, but not collected)

**Can close in as little as 3-4 day depending on how quickly Title can return initial Title package for clear to close

 

Docs Needed:

      • Entity Docs (Articles of Organization, Operating Agreement, EIN, State Certificate)
      • Copy of ID
      • 1 Month’s bank statement showing funds (with current screenshot of funds in account)
      • Executed contract
      • Pictures of property (google drive link preferred)
      • 3 comps
      • Rehab budget on our template

Simple Structure. No Junk Fees.

Fix and Flip Program is available in:

Birmingham

Huntsville

Mobile

Montgomery

Tuscaloosa

Little rock

Fayetteville

Orlando

Tampa

Jacksonville

Gainsville

Fort Meyers

Atlanta

Augusta

Columbus

Northwest Indiana

Indianapolis

Fort Wayne

South Bend

Kansas City

Bowling Green

Lexington

Louisville

Charlotte

Cincinnati

Columbus

Cleveland

Akron

Toledo

Oklahoma City

Tulsa

City List Coming Soon!

Myrtle Beach

Chattanooga

Memphis

Nashville

Knoxville

Houston

San Antonio

Dallas

Fort Worth

Austin

Alexandria

Arlington

Chesapeake

Newport News

Norfolk

Fix & Flip Loan FAQs:

It depends on the individual’s expertise and the market conditions. They can be worth it if the flipper can renovate and sell the property at a significant profit.

The 70% rule suggests that an investor should pay no more than 70% of the after-repair value (ARV) of a property, minus the repair costs. It is a guideline to help flippers avoid overpaying.

It varies greatly, depending on the property and location. Generally, one would need sufficient capital to purchase the property and cover repair costs, which can start from $70,000 to several hundred thousand dollars.

The average fix and flip project can take anywhere from 6 to 12 months, including the time it takes to purchase, renovate, and sell the property.

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