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Melissa McIntosh Investment Loan Advisor WestPac Lending
Hi there! I’m Melissa. I love what I do and enjoy working with great people to create meaningful change.

Melissa McIntosh

Investment Loan Advisor
WestPac Lending

Investment Loan Advisor

Melissa McIntosh is an investment loan advisor at WestPac Lending, your local partner for clear, reliable lending solutions.

Expert Loan Advice At Your Fingertips

Melissa McIntosh has spent the past six years in the mortgage industry, helping clients better understand their financing options with clarity and confidence. With a strong background in reverse mortgages, she brings a thoughtful and educational approach to each client conversation.

Melissa now focuses on Fix & Flip loans, DSCR loans, Bank Statement programs, and other non-QM financing solutions. She enjoys helping borrowers and real estate investors explore loan options that may better fit their goals, property plans, and financial situation.

Outside of work, Melissa is an avid plant lover and gardener who enjoys staying active and spending time outdoors. You can often find her at sporting events, festivals, or concerts, or out hiking, camping, and cycling whenever she can.

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Blog Posts

Joyful couple holding house keys, celebrating their new home purchase.

Refinancing as a Move-Up Buyer: How to Navigate the Process in Orange County

Finding your next home while still carrying a mortgage on your current property can feel…

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Overhead view of stylish homes surrounded by lush greenery in a suburban Tennessee neighborhood.

Self-Employed Mortgage Loans: Common Document Requirements Explained

Getting a home loan when you’re self-employed can feel like the rules are different and…

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Miniature wooden house beside a vintage key, representing homeownership and real estate.

DSCR Loans: How to Expand Your Real Estate Portfolio with Cash Flow-Based Financing

Buying investment properties in Orange County can be a smart long-term strategy, but qualifying for…

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Learn about Fannie Mae guidelines here. Learn about Freddie Mac guidelines here.

Loan Programs I Specialize In

Bank Statement Program

Leverage your bank statements to secure a favorable home loan.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

Investment Property

Mortgage loan programs for vacation and investment properties.

Fix & Flip Home Loan

Get the financial support you need for your home renovation projects.

Rehab Loan

Roll the costs of the renovation into your loan.

Private Money Loan

When traditional financing slows a deal down, private money can keep it moving.

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