About WestPac Lending
About Us
WestPac Lending is a licensed mortgage lender, headquartered in California, providing residential and investment financing, helping homebuyers and real estate investors navigate residential and investment loan options with confidence.
A little about how we began and where we are going.
For over 26 years, WestPac Lending has been helping homebuyers, real estate investors, and agents secure tailored mortgage solutions that fit their goals. Formerly known as Western Pacific Home Loans, our name reflects a forward-looking approach while preserving our commitment to personalized service and smart financing.
Whether you’re purchasing your first home, refinancing, or growing your investment portfolio, we provide clear guidance, flexible financing options, and expert support at every step.
Who We Serve
We work with a wide range of clients, including:
Primary residence homebuyers
Real estate investors and rental property owners
Self-employed borrowers
Real estate agents and professional referral partners
Our team supports residential borrowers across California, Colorado, and Florida, and real estate investors across 39 states, with strong local knowledge and a personalized approach that goes beyond one-size-fits-all lending.
At WestPac Lending, we believe mortgage financing should support your long-term goals, not complicate them. We take time to understand each borrower’s situation and recommend loan options that align with both financial objectives and risk tolerance.
Conventional, FHA, and VA financing for eligible homebuyers and homeowners.
Mortgage options designed for higher loan amounts and higher-value properties.
Business-purpose financing for eligible rental-property owners and real estate investors.
Alternative-income mortgage options for eligible self-employed and non-traditional borrowers.
Fix-and-flip, bridge, multifamily, mixed-use, and other investment-property financing for eligible business-purpose transactions.
We emphasize education and transparency so clients understand how each option works before receiving their final paperwork. Our loan officers and processors review lender paperwork with borrowers before signing, helping clients make informed financing decisions.
Experience You Can Rely On
Our team brings decades of combined experience navigating changing market conditions, underwriting guidelines, and regulatory environments. This depth of knowledge allows us to anticipate challenges, communicate clearly, and help transactions move forward efficiently.
As a licensed mortgage lender, we operate with a strong focus on compliance, professionalism, and ethical lending practices.
Get Started
We invite you to connect with our team to discuss your goals and explore loan options designed to support your next move.