About WestPac Lending
Your Trusted & Experienced Mortgage Lender
About Us
WestPac Lending is a licensed mortgage lender, headquartered in California, providing residential and investment financing, helping homebuyers and real estate investors navigate residential and investment loan options with confidence.
A little about how we began and where we are going.
About WestPac Lending – Your Trusted Mortgage Lender in California & Beyond
For over 26 years, WestPac Lending has been helping homebuyers, real estate investors, and agents secure tailored mortgage solutions that fit their goals. Formerly known as Western Pacific Home Loans, our name reflects a forward-looking approach while preserving our commitment to personalized service and smart financing.
Whether you’re purchasing your first home, refinancing, or growing your investment portfolio, we provide clear guidance, flexible financing options, and expert support at every step.
Who We Serve
We work with a wide range of clients, including:
Primary residence homebuyers
Real estate investors and rental property owners
Self-employed borrowers
Real estate agents and professional referral partners
Our team supports residential borrowers across California, Colorado, and Florida, and real estate investors across 39 states, with strong local knowledge and a personalized approach that goes beyond one-size-fits-all lending.
Our Lending Approach
At WestPac Lending, we believe mortgage financing should support your long-term goals, not complicate them. We take time to understand each borrower’s situation and recommend loan options that align with both financial objectives and risk tolerance.
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Our Loan Programs Include:
Conventional, FHA, and VA home loans
Jumbo and High-Balance Financing
DSCR and Investor Loan Programs
Non-QM and Bank Statement Loans
Fix-and-Flip, Bridge, and Investment Property Financing (Multifamily, Up To 10 Units and Mixed-Use)
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We emphasize education and transparency so clients understand how each option works before they receive their final paperwork. Our loan officers and processors review lender paperwork with our borrowers before signing, ensuring full confidence in our clients’ final decision.
Experience You Can Rely On
Our team brings decades of combined experience navigating changing market conditions, underwriting guidelines, and regulatory environments. This depth of knowledge allows us to anticipate challenges, communicate clearly, and help transactions move forward efficiently.
As a licensed mortgage lender, we operate with a strong focus on compliance, professionalism, and ethical lending practices.
Our Commitment
We are committed to being a reliable lending partner at every stage of your journey. Whether you are purchasing a home, refinancing, or expanding an investment portfolio, WestPac Lending is here to provide experienced guidance and dependable support.
Get Started
We invite you to connect with our team to discuss your goals and explore loan options designed to support your next move.
