Melissa McIntosh Investment Loan Advisor WestPac Lending
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Hi there! I’m Melissa. I love what I do and enjoy working with great people to create meaningful change.

Melissa McIntosh

Investment Loan Advisor
WestPac Lending

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Investment Loan Advisor

Melissa McIntosh is an investment loan advisor at WestPac Lending, your local partner for clear, reliable lending solutions.

(832) 392 - 5338
Melissa@WestPacLending.com
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Expert Loan Advice At Your Fingertips

Melissa McIntosh has spent the past six years in the mortgage industry, helping clients better understand their financing options with clarity and confidence. With a strong background in reverse mortgages, she brings a thoughtful and educational approach to each client conversation.

Melissa now focuses on Fix & Flip loans, DSCR loans, Bank Statement programs, and other non-QM financing solutions. She enjoys helping borrowers and real estate investors explore loan options that may better fit their goals, property plans, and financial situation.

Outside of work, Melissa is an avid plant lover and gardener who enjoys staying active and spending time outdoors. You can often find her at sporting events, festivals, or concerts, or out hiking, camping, and cycling whenever she can.

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Blog Posts

Diverse group of professionals in a formal office with bookshelves and an American flag.

Bank Statement Loans: How Self-Employed Borrowers Qualify for Home Financing in Orange County

May 1, 2026

If you’re self-employed and ready to buy or refinance a home in Orange County, you…

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Family interacting with a real estate agent inside a bright, welcoming home interior.

Refinance Loan Options for Self-Employed Borrowers: What to Expect

April 29, 2026

Feeling uncertain about how your self-employment income might impact your ability to refinance your mortgage…

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Elegant Victorian homes in San Francisco bathed in sunlight, showcasing intricate architectural details and a vibrant neighborhood.

DSCR Loans: How Real Estate Investors Can Qualify for Rental Property Financing

April 27, 2026

Investing in rental properties can be a rewarding path to building wealth, but finding the…

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Learn about Fannie Mae guidelines here. Learn about Freddie Mac guidelines here.

Loan Programs I Specialize In

Bank Statement Program

Leverage your bank statements to secure a favorable home loan.

DSCR Home Loan

Focus on the debt-service coverage ratio to get the right home loan.

Investment Property

Mortgage loan programs for vacation and investment properties.

Fix & Flip Home Loan

Get the financial support you need for your home renovation projects.

Rehab Loan

Roll the costs of the renovation into your loan.

Private Money Loan

When traditional financing slows a deal down, private money can keep it moving.

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