Welcome to WestPac Lending
Frisco Mortgage Lender
Finding the right mortgage partner in Frisco requires more than competitive rates, it demands local expertise, personalized service, and a lender who understands the unique dynamics of the North Texas real estate market. WestPac Lending has served homebuyers and investors for over 26 years, combining deep industry knowledge with a commitment to transparent, client-focused financing solutions.
Whether you’re purchasing your first home in Phillips Creek Ranch, refinancing a property near Stonebriar, or expanding your investment portfolio across Collin County, our experienced team provides tailored mortgage programs designed to support your specific goals.
Mortgage Solutions for Frisco Homebuyers and Investors
Frisco continues to be one of the fastest-growing cities in Texas, driven by job growth, corporate relocation, and new residential development. The city offers a wide range of housing options, from new construction homes to established neighborhoods and investment properties.
WestPac Lending works with:
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First-time homebuyers
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Move-up buyers
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Real estate investors
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Self-employed borrowers
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Clients with non-traditional income documentation
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Because Frisco’s housing market includes both new developments and high-demand resale homes, working with an experienced mortgage lender can help ensure a smooth financing process.
Why Choose a Local Mortgage Lender in Frisco, TX
Working with a mortgage lender who understands Frisco’s real estate landscape provides distinct advantages throughout the financing process.
Collin County Market Expertise
Frisco’s housing market presents unique opportunities and challenges. From established communities like Stonebriar with strong property values to rapidly expanding areas near the Dallas North Tollway and PGA Frisco development, each neighborhood has distinct buyer demographics, pricing trends, and investment potential. Our team understands these local nuances and how they impact financing options, appraisal considerations, and loan structuring.
Relationships with Local Real Estate Professionals
We’ve built strong working relationships with real estate agents, title companies, and closing professionals throughout Frisco and Collin County. These established connections help facilitate smoother transactions, faster communication, and proactive problem-solving when time-sensitive issues arise during closing.
Personalized Service and Accessibility
WestPac Lending provides responsive, relationship-driven service throughout your mortgage journey. You’ll work directly with experienced loan officers who communicate clearly, respond promptly, and remain available as your trusted lending partner long after closing.
Flexible Lending Solutions
Unlike large institutional lenders with rigid qualification criteria, WestPac Lending offers flexible underwriting through our diverse loan programs. We specialize in finding solutions for borrowers with unique financial situations — including self-employed professionals, real estate investors, and those with non-traditional income documentation.
Frisco Neighborhoods We Serve
WestPac Lending provides mortgage financing throughout Frisco’s diverse communities, including:
Stonebriar — Established community with strong property values and convenient access to major employers
Phillips Creek Ranch — Master-planned community with new construction and growing demand
Starwood — Gated luxury community with higher-value homes
Panther Creek — Family-oriented neighborhood with diverse housing options
The Trails — Established community with golf course properties
Frisco Lakes — Active adult community with consistent resale activity
Newman Village — High-end residential development with custom homes
Richwoods — Growing community with strong buyer demand
Each neighborhood presents distinct financing considerations, from jumbo loan opportunities in luxury communities to new construction financing in expanding areas. Our team helps you navigate these local market dynamics with expertise and strategic guidance.
26 Years of Lending Experience
Since our founding as Western Pacific Home Loans, WestPac Lending has navigated multiple market cycles, regulatory changes, and economic conditions. This experience allows us to:
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Anticipate underwriting challenges before they impact timelines
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Provide realistic pre-approval guidance
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Structure loans to improve approval outcomes
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Stay compliant with evolving lending regulations
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Communicate clearly about mortgage rate trends and loan programs
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Our longevity reflects a commitment to ethical lending practices, professional service, and lasting client relationships. Many of our clients return to us for future purchases, refinances, and investment property financing.
Meet The Team
Backed By Great People,
100% Customer Focused.
The most important asset to our company, is our people. Our team was built with you as our focus.
Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.
We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
Fill out the questionnaire on this page to start a discussion about your mortgage needs today!
21 Smart Traditional Mortgage Options for Frisco Home Buyers
Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you.
What Are Traditional Mortgage Options?
Traditional mortgage options for home buyers include a range of well-established loan programs such as conventional loans, FHA, VA, and USDA mortgages. These options offer competitive rates, flexible terms, and support for purchase or refinance goals, helping borrowers find the right financing for their home purchase or financial situation.
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